Why I Am Renouncing My American Citizenship — the taxation aspect

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This post covers the taxation of Americans abroad and why it is forcing me to renounce my citizenship. There are other reasons I am renouncing (relinquishing) — I have lived in Canada for 45 years — but they are not as front and center as the IRS. I have been battling Americans over citizen-based taxation, mostly political Facebook groups and authors and commentators of news articles on citizen-based taxation and FATCA. I try to argue that taxing us Americans living abroad is wrong. The Democrats Abroad group – a bunch of gutless bureaucrats afraid to buck the party line – shrugs me off, vocal citizens claim I should pay for the services I receive, and retired military service personnel basically call me unpatriotic. You probably already want to leave this page because I sound like an anarchist or a communist, a revolutionary who wants to live in the woods with his gun and live off deer, rabbits, and homebrew, either that or one of the wealthy tax evaders.

I am not that person. I am not wealthy, and I am as patriotic as any American. I won’t say I love the country in the same way as homelanders. Living abroad opens your eyes to the rest of the world, and America’s sores seem more visible to us living abroad. I will continue to write about American wrongs as long as I live. I will because I still hope for an American dream. The United States is the world economic and military leader, and I write to improve America, not drive it under. I want America to succeed, for if America succeeds, the world succeeds.

I have a large American flag folded in a cedar chest. It covered my grandfather’s coffin.  My dad served in the 50’s but there was no action at the time. An ancestor fought in the Civil War for a Wisconsin outfit. The details are now lost. My uncle Cope walked into Luxembourg at age 16, out of Inchon Reservoir, earned a Silver Star, and served in the Special Forces during the Vietnam War to put my cousins through college. Cope wouldn’t talk of his experiences, but he had a way of relating the horrors he’d been through, the losses. I have thought much about America’s military engagement. I criticize it when it’s wrong, but I remember the parts that should be remembered every November 11th.

American taxes hurts me, my family, my brothers, my American friends, all 7.6 million of us living abroad, our unnumbered extended families, our businesses, our hard-earned retirement assets. This is not inconvenience. An extra forty hours of work a year to do taxes may not seem much to you, but when the cheapest advice you can find is $400 to prepare a null return, and more like $2,000 to file a more complicated return, it starts affecting livelihood. Starts.

The next set of issues comes from FBAR compliance. This is the  list of all my financial accounts I have signing authority over, including joint accounts, children’s savings and education funding accounts, insurance cash value, retirement savings plans (RRSPs and private pensions), plus the non-profit organization I volunteer for.  Other people have signing authority in businesses where multiple people own it, and they have to submit this account information to the IRS. There are published stories of people being denied employment because they don’t want to allow them signing authorities and subject their business not only to IRS invasion but possible IRS tax hassles. I have to supply all of this account information and the highest value in each for the year.  If I omit an account or make a mistake, I am subject to a $10,000 penalty and 50% of the account’s value. The internet is full of people confused about this requirement and it is obvious people are making mistakes. I may have made mistakes. There are no guidelines. There is no assistance. It is risky for us, very risky.

I get a foreign income exclusion of $95,000. I don’t make that much, so yeah, I will never pay taxes. Except there are a few gotchas. One is the sale of a private residence. The sale of my home is not taxed in Canada, but it could be by the United States. Again, my home is not worth that much and I am not at risk. However, we are looking at buying a multi-unit building for our retirement, say a three unit building that will supplement our meagre retirement savings. Such a building increases the risk of taxation dramatically. It is viable under Canadian tax law, but not under American auspices. I cannot deduct mortgage interest from my taxes because it is not inside the United States, so while you deride me for evading the tax man, the tax man imposes impossible restrictions on me. Many Americans living in big cities around the world are facing financial ruin because of this. They are average wage earners who bought homes and watched the prices soar over the decades. They’ve lived in them all their lives and watched the values skyrocket. Stories abound of people living in million dollar or multi-million dollar homes they had bought for a hundred thousand back in the early 70’s. These are house-poor people with huge property tax bills and with no other retirement savings, yet if they sell, a big chunk will be lost to the IRS. And it won’t be at the favored American capital gains rates as those only apply to Americans living at home but at a whopping 39.9%.

I cannot easily invest in mutual funds. Foreign mutual funds are treated as passive foreign investment companies. I do not get the 15% tax rate Americans but the 39.9% rate with a gazillion forms and the likelihood of paying over 50% tax. A cannot buy American mutual funds from abroad. I am a Canadian citizen but I cannot invest in mutual funds as my neighbors can or as you can.

Canada has some investment instruments not covered by treaty. A college education savings plan and a tax-free investment account. These are fully taxed in America and my tax deductions here are not recognized by the IRS. I am a Canadian citizen but I cannot save for my children’s education nor my own retirement as other Canadians can.

The impacts on businesses abroad are more severe. A mom & pop shop might pay a couple thousand to pay an accountant at year end to do their foreign return, but stories are emerging of business owners paying an additional $10,000 to prepare their IRS returns. On top of that, they are required to pay Social Security and Obamacare taxes, even though neither they nor any of their employees will ever qualify for such services. Business is competitive. If I have an expense my competitor does not have, then I am at a serious disadvantage. Many of these estimated one million businesses are now re-organizing. They are being transferred to foreign spouses and other family members. It’s easy to do: simply fold and restart under a new name. The problem is some business owners are both American and the ones that do re-organize, the American is left with no assets.

This is a lot to ask of an American. It is too much, and this is why we are renouncing. I have never owed America taxes and I likely never will, but I cannot invest, I cannot plan my retirement as my neighbor can, as you can, because America won’t let me.

My discussion is nowhere near complete as I could easily write 400 pages on this subject. I have only scratched the surface of our troubles, my troubles, but I think I have made it clear there is cause for concern and risk to my financial well being. With the mis-strike of a pen, I could rack up a $10,000 penalty and a $50,000 fine for omitting a retirement savings account. I don’t have that kind of money, and I am very afraid of the potential consequences.

Citizenship does not come with a price tag. You cannot buy it or sell it. America is asking us to pay for our citizenship far above and beyond what Americans living at home have to pay. It is wrong to suggest I owe America my taxes. I live in Canada, and I owe the nation I live in my taxes. The constitution of the United States gives me the freedom to live abroad. The International Bill Of Rights gives me the freedom to leave a country. Double-taxing me impinges on this freedom. It is hardly patriotic to deny someone a constitutional right

Services. The United States provides me exactly zero services. SS, SSI, Medicaid, Obamacare, highways, schools, defense, evacuation services, etc. You name it, I don’t get it. I’ve been thrown the argument that I should help pay for the aircraft carriers that defend my waters. No, that is not an individual service. That is an agreement between Canada and the United States. The US patrols waters, but Canada lets them into the arctic to operate NORAD, or whatever it’s called today. And Canada capitulates. We may not have aircraft carriers, but our soldiers go places American soldiers cannot go. Kosovo. Crete. And many other United Nations operations. Places where American soldiers would be shot. Don’t give me that cute aircraft carrier argument, it doesn’t hold water. I already pay dearly for that with my astronomical Canadian taxes.

And no embassy is going to save me. Did they rescue Americans in Yemen or Nepal? No. They give warnings to leave. And if they ever did rescue someone, that person would be charged for the services. Rescue is not a gratuitous, tax-paid service. The embassy argument also holds no water.

It is obvious to me that I have to renounce my citizenship. I don’t want to but I have to. Living under these laws is neither living as a Canadian nor as an American but as a mutated hybrid with two heads, four left feet, a humped back, and no heart. My livelihood and my family’s livelihood takes precedence over any benefits I may derive from the thing. I am American whether I like it or not, and I do want to help make it a better place. But I don’t need my citizenship to do that. My pen knows no boundaries.

U.S. citizenship taxation burdens Canada’s sovereignty by imposing U.S. taxes on Canadian residents

Originally posted on Alliance for the Defence of Canadian Sovereignty:

Prologue: Prime Minister Pierre Trudeau speaking to the Washington, DC Press Club – 1969

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The Elephant Today: FATCA, FBAR and U.S. Citizenship Taxation – How “even-tempered” is the beast?

I have been watching with interest a recent discussion at the Isaac Brock Society about U.S. citizenship taxation. Much of the discussion was focused on whether the Alliance For The Defence of Canadian Sovereignty  should initiate a lawsuit against U.S. citizenship taxation. (This post is NOT to comment on that specific question.) Interestingly, much of the discussion centered around the question of whether,  U.S. citizenship impacts on Canada’s Sovereignty. Some commenters believe it DOES impact on Canada’s sovereignty. Others believe U.S. citizenship taxation does NOT impact on Canada’s Sovereignty. I use the word “impact” to…

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The Long, Compound, Subordinate Sentence

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I had a discussion the other day about sentence length. “High tension prose should use short sentences, and languid prose should use long sentences,” we initially agreed. But then I thought and I read. I won’t deny that long, languid sentences are useful in more passive prose, but not all long sentences are languid. The compound, subordinate sentence is often used to heighten tension, not only heighten it but hold it for a length of time and make the reader squirm.

I am going to use an analogy some might find offensive: sex. The best sex follows [surprise] a standard story format. It starts out slow and playful, languid foreplay slowly triggers the more intense responses, then as the couple prepares for the climax, they engage in the short strokes, that one long sentence held and repeated that maximizes tension but refuses to release it. And then bang, it’s over.  Over course even better sex has multiple events of this nature – that heightened tension held and savored but pulled back before release, an even stronger buildup for the next engagement and eventual climax.

An example of such an encounter is Martin Luther King’s Letter from a Birmingham Jail. It begins with a slow, reflective buildup, then about a quarter if the way through, he hits us with one of his most his famous sentences:

But when you have seen vicious mobs lynch your mothers and fathers at will and drown your sisters and brothers at whim; when you have seen hate filled policemen curse, kick and even kill your black brothers and sisters; when you see the vast majority of your twenty million Negro brothers smothering in an airtight cage of poverty in the midst of an affluent society; when you suddenly find your tongue twisted and your speech stammering as you seek to explain to your six year old daughter why she can’t go to the public amusement park that has just been advertised on television, and see tears welling up in her eyes when she is told that Funtown is closed to colored children, and see ominous clouds of inferiority beginning to form in her little mental sky, and see her beginning to distort her personality by developing an unconscious bitterness toward white people; when you have to concoct an answer for a five year old son who is asking: “Daddy, why do white people treat colored people so mean?”; when you take a cross county drive and find it necessary to sleep night after night in the uncomfortable corners of your automobile because no motel will accept you; when you are humiliated day in and day out by nagging signs reading “white” and “colored”; when your first name becomes “nigger,” your middle name becomes “boy” (however old you are) and your last name becomes “John,” and your wife and mother are never given the respected title “Mrs.”; when you are harried by day and haunted by night by the fact that you are a Negro, living constantly at tiptoe stance, never quite knowing what to expect next, and are plagued with inner fears and outer resentments; when you are forever fighting a degenerating sense of “nobodiness”–then you will understand why we find it difficult to wait.

Now the tension is ready to explode, but he brings us back down a notch and holds us there. He engages us with a series of smaller ups and downs, a long, slow, heightened engagement. Then at the end he hits us with another zinger. It is written as a series of sentences, yet given the repetition, the whole paragraph could likely have been constructed as a single sentence. It has the same effect, the long, heightened tension followed by the quick release, the climax, the conclusion.

I wish you had commended the Negro sit inners and demonstrators of Birmingham for their sublime courage, their willingness to suffer and their amazing discipline in the midst of great provocation. One day the South will recognize its real heroes. They will be the James Merediths, with the noble sense of purpose that enables them to face jeering and hostile mobs, and with the agonizing loneliness that characterizes the life of the pioneer. They will be old, oppressed, battered Negro women, symbolized in a seventy two year old woman in Montgomery, Alabama, who rose up with a sense of dignity and with her people decided not to ride segregated buses, and who responded with ungrammatical profundity to one who inquired about her weariness: “My feets is tired, but my soul is at rest.” They will be the young high school and college students, the young ministers of the gospel and a host of their elders, courageously and nonviolently sitting in at lunch counters and willingly going to jail for conscience’ sake. One day the South will know that when these disinherited children of God sat down at lunch counters, they were in reality standing up for what is best in the American dream and for the most sacred values in our Judaeo Christian heritage, thereby bringing our nation back to those great wells of democracy which were dug deep by the founding fathers in their formulation of the Constitution and the Declaration of Independence.

Another example is in the Bible (There are many examples in the Bible). Proverbs 1 sets the purpose and theme of all the proverbs with this wonderful sentences.

1 The proverbs of Solomon son of David, king of Israel:

for gaining wisdom and instruction;
for understanding words of insight;
for receiving instruction in prudent behavior,
doing what is right and just and fair;
for giving prudence to those who are simple,[
a]
    knowledge and discretion to the young—
let the wise listen and add to their learning,
and let the discerning get guidance—
for understanding proverbs and parables,
the sayings and riddles of the wise.[b]

The fear of the Lord is the beginning of knowledge,     but fools[c] despise wisdom and instruction.

This is not languid but a heightened plea to listen, read on, and save your sorry soul.

If we can revisit my first assertion: “High tension prose should use short sentences, and languid prose should use long sentences.” As demonstrated by King’s second example, we can read these long sentences as a series of small, incomplete sentences held together by common themes and repeating prefixes (anaphora, considered a literary technique for adding emphasis). The take home: don’t assume length equals tension.

I’ll leave you with a musical example, Dragonette’s Live In This City’. Notice half way through, at the 1:30 mark, the singer repeats key phrases over and over (the bolded lyrics), almost in the form of a compound subordinate sentence. It does not use anaphora but an implicit epiphora (epistrophe), a repeating ending — ‘You can’t live without’ sung in the background seems to fill the role. The section acts as a long, tension holding sentence before down-trending into the ending. You could write them as Kings of the indie rockers, you can’t live without m; top of the toilet choppers, you can’t live without me; riots and rebel rousers, you can’t live without me; high roller phantom powers, you can’t live without me; kings of the indie rockers, you can’t live without me; top of the toilet choppers, you can’t live without me; riots and rebel rousers, you can’t live without me; high roller phantom powers, you can’t live without me.” Marvelous technique!

Dragonette
“Live In This City”

I start it up
Turn it over like a general motor
And come down heavy
‘Cause I drop it like a Tomahawk chopper

I gotta keep on doing what I’m doing
‘Cause we’re clapping our hands now
Yeah I found a lipstick that I like
And so I’m walking it downtown, downtown

[Chorus:]
But I only live in this city
Live in the city
I only live in this city
Live in the city
I like to keep the place busy and I do it for free
Cause this city can’t live without me
Can’t live without

Me and my gang and some blonde defender
We wind it up around the center, roll it over to Camden
Just so you know that queen with the face that you call my little pony
We basically invented this place,
That’s why it’s standing room only
Standing room only

[Chorus:]
But I only live in this city
Live in the city
I only live in this city
Live in the city
I like to keep the place busy and I do it for free
Cause this city can’t live without me
Can’t live without

Kings of the indie rockers
The top of the toilet choppers
Riots and rebel rousers
High roller phantom powers
(You can’t live without)

Kings of the indie rockers
(You can’t live without)
Top of the toilet choppers
(You can’t live without)
Riots and rebel rousers
(You can’t live without)
High roller phantom powers
(You can’t live without)

Kings of the indie rockers
The top of the toilet choppers
Riots and rebel rousers
High roller phantom powers

[Chorus:]
I only live in this city
Live in this city
I only live in the city
Live in this city
I only the place busy
Keep on working for free
Cause this city can’t live without me

[Chorus:]
I only live in this city
Live in this city
I only live in the city
Live in this city
I only the place busy
Keep on working for free
Cause this city can’t live without me
Can’t live without me
Can’t live without me
Can’t live without me
Can’t live without me
Yeah I only live in this city
Cause this city can’t live without me

 

The long, compound, subordinate sentence is powerful. It is the short strokes of the story. Used with anaphora and epiphora, it brings tension to near climax with its series of dependant clauses and holds it there until finally driving home the resolution or major point with its trailing independent clause. It is not the slow, languid, reflective sentence but in fact a mesh of tightly packed short, punchy fragments. Use it with care!

*as an exercise, find the lyrics to some of your favorite songs and read them as such sentences where the lyrics are the subordinate clauses and the refrain is the pointed, complete clause or conclusion.

Reading Update – 1st quater, 2015

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I’ve been a busy reader this year. I have set a goal of reading fifty books this year, and I am on pace to achieve it. Yay!

Last year I set the same goal and only reached 34 books. Boo!

So what’s different with this year? Well, I am keeping a journal. In the front, I write notes about the book: new or nebulous words, interesting lines, examples of technique, and general notes about the novel and the author’s writing. In the back of the book I maintain a to-read list and a daily log. I work this list from back to front. When the back meets the front, I will start a new journal. I have shelves full of unused journals I’ve picked up over the years.

Best Book

The Bluest Eye. This book still sits with me.

Enjoyed The Most

Orphan Train. The American immigration story, engaging.
The Fault In Our Stars. A simple story and trite writing, but Green knows how to create and maintain tension.
Carnival.
Rawi can write!

Enjoyed The Least

The Crying Of Lot 49. Maybe if I was an adult in the 60’s I might catch on to it. It’s an unresolved conspiracy story. Like Lost or X-Files, you never find truth. A frustrating read.

Worst Book

Hunting Badger. This must have been released by mistake. Disastrous gaps and redundancies.

Learned Most From

Toni Morrison, hands down.
Rawi Hage is a first rate writer.
I made lots of Atwood notes.
Crummey is a fantastic, modern literary writer.

Genre Breakdown:

Literary: 8
Craft: 3
Historical Fiction: 1
YA: 1
Crime: 1

Rating Breakdown:

5 star: 5
4 star: 3
3 star: 5
2 star: 0
1 star: 1

Difficulty Breakdown:

5 star: 4
4 star: 3
3 star: 3
2 star: 4
1 star: 0

Sex:

Male: 8 authors
Female: 6 authors

The List:

Finished Title Author Sex Country Genre Rating Difficulty
Apr-10 A Handmaid’s Tale Margaret Atwood F CA Literary *** ****
Mar-29 The Bluest Eye Toni Morrison F USA Literary ***** *****
Mar-18 Orphan Train Christina Baker Kline F USA Literary *** **
Mar-13 Sweetland Michael Crummey M CA Literary ***** ***
Mar-06 The Crying Of Lot 49 Thomas Pynchon M USA Literary *** *****
Mar-01 Reading Like a Writer: A Guide for People Who Love Books and for Those Who Want to Write Them Francine Prose F USA Craft ***** *****
Feb-24 The Fault In Our Stars John Green M USA YA **** **
Feb-18 Beloved Toni Morrison F USA Literary ***** *****
Feb-04 The Trade Fred Stenson M CA Historical Fiction **** ****
Jan-31 The Maples Stories John Updike M USA Literary **** ***
The Career Novelist: A Literary Agent Offers Strategies for Success Donald Maas M USA Craft *** **
Jan-17 Carnival Rawi Hage M CA Literary ***** ****
Jan-17 Bird By Bird Anne Lamott F USA Craft *** ***
Jan-05 Hunting Badger Tony Hillerman M USA Crime * **

Atlantic Lotto to ban Americans from winning

Originally posted on The Manatee:

Moncton — Atlantic Lottery Corporation (ALC) announced today that Americans living in New Brunswick will be forbidden to win Atlantic Lottery games.

In defense of the decision, New Brunswick Premier Brian Gallant stated: “Too much of the winnings are being paid to the IRS, and it’s costing New Brunswickers jobs. They may continue to play though,” Gallant said. “We are not a cruel province. Our intent is not to deny them the ability to bet on American football and baseball. They just won’t be able to take home the payouts.”

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2012 NaNoWriMo Version 5 Completed!

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I feel drained. The 80cm of snow we’ve received since last Wednesday (this is Sunday) have something to do with it. 50cm more are due tomorrow. That’s 52 inches of snow. That’s enough snow to bury children and animals, not to mention cars. I literally have nowhere to shovel this snow. We are talking about cancelling our car insurance for the next three months because we won’t be going anywhere in them.

Middle Of Second StormMiddle Of Second Storm

Still, it doesn’t compare to the stress I’m feeling as I finish this edit of the novel I’m working on, my fifth major version in two and a third years. I know there are changes to make: too many ellipses, thinking verbs, rhetorical questions, voice transgressions, theme continuity issues, and story line consistencies. And these are only the headers of my shopping list. Yet the need for input from others outweighs these abstract objectives. At the end of this edit, as I reviewed my notes and made a few more changes, I felt myself sinking into Johnny Weissmuller quicksand.

I think a writer needs to edit from a good place. We cannot be fighting our visions. I feel my story is a piece of art. I feel my story can be an attractive read for millions. Seriously. But I am finding the doubts creeping in. Every page I read makes me question my sanity, my ability to write. I have made so many mistakes! Of course what I need is time away and some concrete feedback.

So I sit here typing this post as the first printed copy of my V5 manuscript prints. It is 126k words, which at font-10 and 1.5 line spacing equals 277 printed pages. I am printing double-sided this time. My previous manuscripts were just too thick. And I did not make the decision alone. I checked with my primary readers for their preferences, and they are fine with reduced note making space. The next steps are to distribute copies to 6 to 8 readers. One EPUB version is already out.

OLYMPUS DIGITAL CAMERA

In a month or so, I’ll need to gather the herd. I’d like to take my readers somewhere for at least coffees. I’m thinking a Starbucks on a snowy Sunday morning. I might even rent a room at the library and bring in some pizza. If I host them at home, I could also serve beer. We’ll see. If I get a constant message that it sucks and there is zero hope anybody would want to read it, then they’ll be getting nothing ;)

Post your FATCA/FBAR/CBT article here!

Originally posted on Post it Here: Why FBAR/fatca/cbt is All Wrong:

If you are tired of the USA’s FBAR, Citizenship-Based Taxation (CBT), and FATCA—this is YOUR place.

If you want to make a post of your own, send in a comment with simple instructions.  Instead of approving your comment—I will copy paste it in to your own post.

Give your instructions as to whether you want to be anonymous, input a nom de plume, or want to put in your real name. I will publish your first name but we must talk by telephone in order to publish your full name.

We invite all affected by this nightmare—including those in the banks and governments who have to deal with this mess.

Many people don’t have their own blog site, and many people want to be together on one site.

Post it here.

I’ll do my best to timely put it up and send a twitter announcement!

Please make it clear that you do…

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2015 Reading Log

In 2015 I am keeping a reading log. Last year I kept track of books I read at a couple of web sites: Goodreads and Harper Collins’ 50 Book Pledge site. But looking back, and these were issues I had uncovered during the year anyway, I determined I needed more.

I review books for myself. I read literature not only to enjoy but to learn how to write better. I make notes when I read: new-to-me words, interesting lines, interesting technique, criticisms and questions, and even the occasional error. Last year I discovered errors in four books, including Neil Gaiman’s “American Gods”, the epub version.

I am also in a couple of book clubs. Notes do not raise their ugly heads during the library discussion. We have a dozen or so members, most of whom cannot hear well anyway, and if they can hear me, have no idea what I ramble on about anyway. It is led by a librarian who loves to hear herself talk, and she chews up a big chunk of our hour. There is not much point in using notes to help you say whether you enjoyed it or not and give an example of what you liked. Seems I used the same logic at school decades ago. But I am also in a small, men’s book club. There are four of us. We are all keeners and we like to drink. We only read four books a year, but so far they tend to generate hours of discussion and drinking. We take turns supplying drink, preferably something related to the book in question. We’ve only read three books so far: Crime and Punishment, Fifth Business, and One Hundred Years Of Solitude. We’ve drunk Russian vodka, Canadian whiskey, and South American wine. Our next read is Beloved by Toni Morrison and my turn to bring the booze. I bet you can guess what I will be bringing for drink. Anyway, making notes of books is pretty much required, unless you just want to sit and drink.

Particularly with these three chosen books but also with others, I discovered that note taking and deep thought when reading slows down your pace. It took me two months to read Dostoyevsky and two months to read Marquez. Other books also hung around too long on my desks and tables. I pledged 50 books for 2014 and I only made it to 34. I dilly dally, and I need help keeping on track. I need more granular goals and record keeping. Oh, your a half-book behind pace? Pick it up! I decided to try logging how much I read each day.

Then there are craft and technical books. I read a Unix book last year. It required extra time. I read five or six writing craft books. You cannot breeze through the stuff. You need to read slowly and take it in.

You know what else? I have a shelf full of notebooks and journals I will likely never use. I want to buy more, but how do I justify it? By using them up.

This is January 6th and the day is not done. This is what my next to last page looks like:

1    The Progress Of Love (finishing)                                    12    /    12
2    Hunting Badger [HB]  [275 pages]                                 77    /    89
3    HB p163                                                                      86    /   175
4    HB p217                                                                      54    /   229
5    HB 275                                                                        58    /   287
.     Bird By Bird [237 pages plus 21 Intro]                           21    /    308
6    BBB    Ch 1                                                                  15    /    323
.    Carnival by Rawi Hage [Cl] [289 pages begins @ 3]         17   /    340

So as of right now, I have read 340 pages in the first six days of 2015 and completed one book. Yay! But this begs the question: how much should I read a day? And can I pick up the pace? I read slowly due to eye issues and desire to absorb. Due to the need to scratch this notebook with notes. I am on page five of notes, and there is no way one book will suffice at this pace. But Hunting Badger was abysmally written, or should I say edited. I made a lot of notes from it, the bulk of the note-taking so far. I am running with fifty pages a day. That’s 350 pages a week. At that pace, as long as I don’t attempt too many Tolstoys, I should achieve my fifty book target. My current pace is 56.67 pages a day and I still have seven hours left on today’s clock. Though Hunting Badger’s word count per page was quite low, around 250, and his writing was simple and terse. Carnival’s is more dense and lyrical, but it too is about 250 per page. Some books are around 333 or even 400. I just read Rabbit Run and some of its pages must have 480 words [40 lines x 12 with no white space]. Yeah, fifty a day works. The density will average out.

So where does this get me? It gets me to the concrete goal of reading fifty books a year, employs use of a goal-setting and measurement tool, which frankly I could use elsewhere as well, and keeps me on a pace to publishing.

Oh yeah, publishing. My Jan 15th goal of editing 477 pages is about on track. I am on page 222. I started this around Dec. 19th, and the holidays were not real productive. Two scenes lopped off the list today with more tonight.

An Expatriate’s 2016 Election Mantra

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I am a self-proclaimed centrist. As my friend Dave says, “fiscally competitive combined with socially responsible.”

Any government involvement in business is anathematic to me. Government “control” has never worked. Yet complete free-market systems haven’t either. Living in Canada opens your eyes to other ways of doing things, other ways of failing. No, Canada has not done it very well either. Think Tom Peters.

Yet we need safety nets. We are humans and we supposedly live by human values. We care about each other, and that means caring for each other. I have type one diabetes. It is not my fault I got sick. It is not my fault I am a financial burden. I am one of many such cases: mental illness, physical disability, rare diseases, accidents, etc. We cannot throw people off the bus, and we shouldn’t hide them. Abolishing Obamacare may seem fiscally responsible, but it merely hides expenses. Sick people still need treating. I’d rather make the expenses visible. The conservative in me says we can only manage what we measure, and hiding “charity” healthcare inside large tax buckets is wrong. Obamacare may not be right, but doing nothing is wrong.

2016 will be a different election for me. 2012 was a scary election. I was not happy with President Obama, but the whackadoodles lined up on the right made me shiver. I couldn’t pull the GOP trigger.

In 2016 I care not who runs. Let it be Clinton. Let it be another Bush or a Christie or even a Ryan from my home state of Wisconsin. *good lord, please don’t let it be Ryan. I have made up my mind that I will vote for the party most likely to abolish citizen based taxation, FBAR, and FATCA. If you’ve read any of my other postings along this theme, you will understand I think America’s tax treatment of us expatriates is wrong. I call it stupid, and while I can tolerate wrongness, I cannot tolerate stupid.

The Democrats have been stupid about this issue. There is absolutely no logic behind making me file taxes. I owe them no money. Never have and never will. The majority of us never have and never will. We are not tax avoiders: we pay taxes in the country of our residence. Skimming revenue off American-foreign country tax differences is merely regulatory arbitrage. It is a technique practiced by scum-bag corporations. It hurts our investment options. It takes away our ability to minimize taxes within the countries we live in. “Oh John, if you invest in Tax Free Savings Accounts, you’ll just have to pay the saved taxes to America.” What The Fuck! How does a tax policy like this make any sense? How come I cannot save for my retirement the same as my neighbor can? Just ask Boris Johnson how he feels. No taxes on the sale of your primary residence? Too fucking bad, America doesn’t agree with the UK’s tax policies, so fuck you Boris.

In 2011-2012, Senators Tierney (MA) and Honda (CA) took runs at our foreign income exclusion (over $90k of our earned income is excluded from being taxed, the one saving grace to expats). This weighs heavy on me. It seems obvious that Democrats have no understanding of our issues. Oh, and FATCA and this whole crusade at ending the long-standing practice of us ignoring the homeland is a child of the Democrats. They only care about money and votes.

Yet Republicans have not stepped up to the plate. I had lunch a couple of years ago with an extreme right-winged whackadoodle who helped fund the Terri Shiavo case. Complete ignorance of my hurt; complete uncaring. I should be out setting up pay-for-view websites and making money like a real Republican. “We can’t let tax evaders have free reign!” No. No, we can’t. The Pubs do seem to be in the lead, though. At least it’s on their agenda to discuss. See: “J. Non-Resident U.S. Citizens”

It is very early in the race, but at the moment the Pubs are clearly ahead of the Dems. The score? 1 to -3? I don’t know. As the election nears, as more and more of us expatriates attempt to make these issues visible, hopefully I can clarify the race more. But hear this: ignoring us is not an option. I will vote for the best chance to end this madness, regardless of how much I feel it hurts the rest of America, regardless of how opposed to the candidate is for other reasons. This is a one-issue election for me and the over seven million expats out in the wild, the abused foreigners with a very low voting [7%?] turnout.

We will be heard. Hopefully we will be voting.

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